An enthusiastic, highly motivated, self driven, positive, active learner with quality skills in financial domain.Gained over a period of 8+ years while working with large Banks/Financial institutions aiming for dynamic adoption of latest technologies to become market leaders.
The project involved introduction of token based transaction using NFC enabled mobile devices for android version of NAB's Internet Banking Application.
Providing customer an alternative to use his/her mobile devices to interact with POS terminals to perform contactless transactions .
Testing was performed to ensure end to end operations are intact with the requirements of token based transactions.
-Android Application testing
-Token Life cycle Management Testing
-Token based authorizations Testing
-ISO 8583 Messages(0620/0630 and 0302/0312 Messages)
-Base 1 Testing.
Acquiring and Issuing Program
The Bank was compelled to introduce additional functionality around EMV (Chip Cards) contact and contactless within both Issuing and Acquiring.
This functionality ensured that the bank stayed competitive, retained current customers (cardholders & merchants), retained profitability, reduces fraud and contributes to the industry’s enhanced Card payments network.
The following functionalities were achieved during the course of this project:
a. Introduction of EMV (Chip Cards) contact and contactless capability for Eftpos
b. Introduction of new EMV (Chips cards) Visa and MasterCard with ACE profile
c. Issuing EMV Flexicards with VISA PLUS and ACE profiles.
EPAL EHUB Certification
This implementation was an architectural change in the bilateral communication between regional bank
of Australia. Involved 3rd party certification with EPAL that certified PI links adhere to e-Hub standards for domestic POS transactions .
Liquid Encyption Number and Autoblock
descriptionBelow is the link to this project making news!!
http://www.finextra.com/news/fullstory.aspx?newsitemid=21533
Details:-
A security feature added to magnetic stripe of cards to prevent fraud transactions and avoid fraudulent
transactions originating due to skimming of cards.
Autoblock request is triggered by fraud prevention system to block cards in the downstream authorisation systems when a suspicious transaction is recorded/received.
Scheme Compliance 12.1/13.1/13.2
Scheme compliance is a biannual compliance project with VISA/Mastercard to be in sync with the latest requirements and changes/updates provided by the schemes.
Testing performed for NAB card based transaction handling switch to be compliant with VISA/MC scheme requirements.
-ISO 8583 Testing.
-VISA simulator based Testing.
-System Integration Testing.
EMV@ATM
Testing and validation was performed using ATM simulator Bridge Test for integration of EMV technology in NAB ATMs.
Involved validating of EMV tags in transaction messages. and also verification of the new software running on the ATM side.